Apartments in Pattaya on Installment Plans
Many new condominium projects in Pattaya are sold directly by the developer on an installment plan. You pay a down payment at reservation, then follow a schedule of payments during construction and, at some developers, after completion. No Thai bank loan is involved, which matters because foreigners generally cannot get a mortgage in Thailand. Below are the new-build apartments currently on offer.
Terms depend on the project. In the plans we work with, the down payment starts from around 500,000 baht at some developers, the plan runs from 2 to 20 years, and interest ranges from 0% to about 10% a year. Always compare the total you will pay, not just the monthly amount: a longer plan or a non-zero rate raises the final price.
What to check before you sign: the developer's track record and finished projects, the foreign quota of the building (foreigners can hold up to 49% of the unit area, so ask for confirmation that your unit falls within it), the payment schedule and penalties for late payment, the planned completion date and what happens if it slips, and that the contract states the exact unit, size and specification. Developers such as Copacabana, Dusit Group, Patta and Thaihe Group are among those with a visible record in Pattaya.
A new build usually takes 2-3 years to complete, so you cannot move in or rent it out right away; ownership is typically registered in your name at the Land Department once the building is completed and payments are settled. If you need an apartment sooner, look at resale units, which can be occupied immediately. We help you compare both and handle the reservation, contract review and payments, in English or Russian.
- Properties
- 164
- Price range
- 1,420,000 ฿ – 81,360,000 ฿
New-build apartments on installment plans in Pattaya
164 listings · Page 2
Who it suits
- Buyers who prefer to spread the payment instead of paying the full price at once
- People buying a first apartment in Thailand without a Thai bank loan
- Investors who want to enter at pre-sale prices and plan to resell or rent out after completion
- Buyers who can wait 2-3 years for completion
Highlights
- Instalments offered directly by the developer, with no Thai bank
- Terms vary by project: down payment, length and interest are set by each developer
- Foreign quota: the unit is registered in your own name
- We help check the developer, the contract and the payment schedule
Frequently asked questions
Can a foreigner buy an apartment in Pattaya on installments?
Yes. Developers offer installment plans to foreign buyers on new builds. You buy under the building's foreign quota and the unit is registered in your name; no Thai bank loan is needed.
What are typical installment terms?
They vary by project. In the plans we work with, the down payment starts from around 500,000 baht at some developers, the plan runs from 2 to 20 years and interest is between 0% and about 10% a year. We confirm the exact terms for each project before you reserve.
Is the interest rate really 0%?
Some developers offer 0% plans, often with a larger down payment or a shorter term. Others charge interest. Compare the total payable over the whole plan, not only the monthly payment.
What happens if the building is delayed?
Your contract should state the completion date and your remedies if it is missed. This is one reason to choose developers with finished projects and to have the contract reviewed before you pay.
How many new-build apartments on installments do you have?
Our catalog currently lists 164 installment listings in Pattaya, priced from 1,420,000 ฿ to 81,360,000 ฿. The list above is updated automatically.
